Afforda Merchant Services 4146 Corpening Drive South Lyon , MI 48178 248-446-7064 http://carbidelighting.com/ Merchant services is a broad category of financial services intended for use by businesses. In its most specific use, it usually refers to merchant processing services that enables a business to accept a transaction payment through a secure channel using the customer's credit card or debit card or NFC/RFID enabled device.